VP Credit Policy

About the Role
Our client is a leading financial services company part of a larger regional group. The position works closely with senior risk leadership and collaborates with various stakeholders to support the design and implementation of credit frameworks for new products. As part of the second line of defense, the role helps ensure that credit policies, risk assessments, and governance practices align with the organization’s overall risk management approach while supporting responsible business growth.

Key Responsibilities

• Contribute to the development and implementation of credit policies, standards, and governance frameworks for secured lending products.
• Support credit risk analysis and provide insights to guide sound credit decision-making and portfolio quality.
• Collaborate with business and risk stakeholders to ensure credit frameworks are aligned with operational processes and product strategies.
• Participate in initiatives related to the launch of new lending products, helping to establish end-to-end policy structures and risk guidelines.
• Provide input into portfolio monitoring and collections-related insights to strengthen overall risk oversight.

Key Competencies

• Strong understanding of credit risk management principles and credit policy development.
• Familiarity with secured lending products such as mortgage or vehicle financing.
• Ability to translate risk frameworks into practical policies and operational guidelines.
• Effective stakeholder communication and the ability to work cross-functionally with both risk and business teams.
• Analytical mindset with the ability to evaluate credit risk and support data-informed decisions.