Country Legal Counsel – Fintech

About the Company

Our client is a rising global fintech company that provides innovative digital payment system and financial technology solutions across multiple international markets. With a strong focus on technology, regulatory excellence, and customer-centric innovation, the company continues to expand its global footprint while maintaining the highest standards of compliance, operational integrity, and sustainable growth.

About the Role

This role is responsible for leading the legal function for the company’s operations within the local market, with oversight of regulatory compliance, licensing, payments, commercial transactions, and product legal support. The successful candidate will serve as the primary legal advisor to the Indonesia business and payment product teams, ensuring that local legal and regulatory requirements are effectively integrated into business operations, product development, and strategic initiatives. Working closely with regional leadership, compliance, product, and external stakeholders, this position plays a critical role in supporting scalable growth, managing legal and regulatory risks, and strengthening the company’s legal governance framework within a highly regulated fintech environment.

Key Responsibilities

• Advise senior management and business stakeholders on regulatory, commercial, product, payments, and corporate legal matters affecting local operations and strategic initiatives.
• Develop and implement scalable legal frameworks, governance processes, contract management standards, and internal legal and compliance procedures to support business growth and operational efficiency.
• Lead the legal function for the local market by overseeing regulatory compliance, licensing, payments-related legal matters, commercial transactions, and legal support for business operations.
• Manage regulatory engagement with local financial authorities, central banks, regulators, industry associations, and external legal counsel, including licensing applications, regulatory filings, reporting obligations, and official communications.
• Monitor legal and regulatory developments affecting payment services, electronic money, lending, banking, consumer protection, and data privacy, and assess their impact on business operations and product initiatives.
• Negotiate, draft, review, and manage commercial agreements, payment partnerships, vendor contracts, customer terms, technology agreements, and other strategic contractual arrangements.
• Partner with product, engineering, compliance, and executive teams to provide practical legal guidance on new products, payment solutions, cross-border initiatives, and other business expansion opportunities.
• Strengthen legal risk management by identifying regulatory and commercial risks, coordinating cross-border legal matters, supporting international business activities, and implementing effective mitigation strategies.

Key Requirements

• Bachelor’s degree in Law (LLB, S.H., JD, LLM, or equivalent qualification) from a reputable university, with an active license or authorization to practice law in the relevant jurisdiction.
• Excellent analytical, communication, negotiation, stakeholder management, and problem-solving skills, with the ability to translate complex legal issues into practical business solutions.
• Extensive knowledge of OJK and BI regulations, payments, electronic money, banking, fintech regulations, data privacy, consumer protection, and financial services regulatory frameworks.
• Minimum 5 years of post-qualification legal experience, including significant experience within fintech, payments, financial services, banking, or a leading law firm with exposure to regulated industries.
• Proven experience in drafting and negotiating complex commercial agreements, payment partnerships, technology contracts, and regulatory documentation.
• Proven experience working in fast-paced, high-growth, or startup environments and collaborating effectively with cross-functional and international teams across multiple jurisdictions.
• Strong commercial judgment and business acumen, with demonstrated ability to support product development, regulatory strategy, and operational decision-making in a regulated financial services environment.
• Strong proficiency in both written and spoken English and Bahasa Indonesia; additional regional language capabilities will be an advantage.

If this opportunity aligns with your background and aspirations, we would be delighted to hear from you. You may apply through the company’s website or send your updated CV directly to [email protected] for a confidential discussion.